:root{--navy: #081d3a;--navy-2: #0c254a;--text: #142544;--muted: #64748b;--blue: #2563eb;--blue-soft: #eaf2ff;--green: #16a34a;--green-soft: #eaf8ef;--red: #dc2638;--red-soft: #fff0f2;--gold: #f5b041;--gold-dark: #a96d14;--surface: #ffffff;--sunlace: #fbf8f1;--border: #e5e7eb;--soft-border: #d8e1ec;--shadow-sm: 0 2px 8px rgba(15, 33, 66, .06);--shadow-card: 0 14px 36px rgba(15, 33, 66, .09);--shadow-hero: 0 24px 58px rgba(6, 23, 50, .22);--radius-sm: 8px;--radius: 14px;--radius-lg: 20px;--max: 1040px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--text);background:#fff;line-height:1.45}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{max-width:var(--max);margin:0 auto;padding:0 20px}.section{padding:30px 0}.section-tight{padding:20px 0}.eyebrow{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);margin-bottom:8px}h1,h2,h3,p{margin-top:0}h1,h2{font-family:Lora,Georgia,serif;color:#0a1e3d;letter-spacing:-.02em;font-weight:700}h1{font-size:clamp(30px,3.6vw,42px);line-height:1.04;margin-bottom:16px;max-width:590px}h2{font-size:clamp(25px,3vw,34px);line-height:1.14;margin-bottom:8px;text-align:center}h3{font-size:19px;line-height:1.2;margin-bottom:9px;color:#0e2548;font-weight:700}p{color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:8px;font-weight:700;font-size:14px;line-height:1;padding:14px 22px;border:1px solid transparent;min-height:46px;transition:.2s ease;white-space:nowrap;cursor:pointer}.btn:hover{transform:translateY(-1px);box-shadow:0 8px 16px #0d264d21}.btn-primary{background:var(--navy);color:#fff;border-color:var(--navy)}.btn-gold{background:var(--gold);color:#0a1e3d;border-color:#e3a23c}.btn-outline{background:#fff;color:var(--navy);border-color:#b8c5d8}.btn-blue{background:var(--blue);color:#fff;border-color:var(--blue)}.btn-green{background:var(--green);color:#fff;border-color:var(--green)}.btn-red{background:var(--red);color:#fff;border-color:var(--red)}.btn-wide{width:100%}.icon{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}.header{position:sticky;top:0;z-index:10;background:var(--navy);box-shadow:0 2px 10px #0000001f}.header-inner{height:56px;display:flex;align-items:center;justify-content:space-between;gap:20px;color:#fff}.brand{display:flex;align-items:center;gap:8px;font-weight:800;font-size:12px;letter-spacing:.005em}.brand-mark{width:28px;height:28px;border-radius:9px;background:linear-gradient(135deg,var(--gold),#e8c36a);display:grid;place-items:center;color:#06172e;box-shadow:inset 0 0 0 1px #ffffff40}.nav{display:flex;align-items:center;gap:20px;font-size:11px;font-weight:600;color:#dce7f5}.nav a{opacity:.92}.nav a:hover{opacity:1;color:#fff}.locale{display:flex;align-items:center;gap:7px;padding:6px 10px;border:1px solid rgba(255,255,255,.18);border-radius:8px;font-size:11px;font-weight:700;background:#ffffff0d}.flag{width:22px;height:15px;border-radius:2px;overflow:hidden;box-shadow:0 0 0 1px #ffffff4d}.hero{position:relative;min-height:548px;color:#fff;background:#0b1d37;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(90deg,#081d3afa,#081d3ae0 34%,#081d3a59 62%,#081d3a2e),var(--hero-bg, none);background-size:cover;background-position:center;transform:scale(1.01)}.hero:after{content:"";position:absolute;inset:auto 0 0;height:120px;background:linear-gradient(0deg,#fff,#fff0)}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1fr) 370px;gap:34px;align-items:center;min-height:520px;padding:42px 0 70px}.hero h1{color:#fff;text-shadow:0 2px 10px rgba(0,0,0,.18)}.hero-copy{max-width:590px}.hero-lead{font-size:16px;line-height:1.58;color:#e6edf7;max-width:560px;margin-bottom:22px}.badge-row{display:flex;flex-wrap:wrap;gap:9px;margin:0 0 28px}.badge{display:inline-flex;align-items:center;gap:7px;border:1px solid rgba(255,255,255,.22);background:#ffffff14;color:#f1f7ff;border-radius:999px;padding:8px 11px;font-size:12px;font-weight:700;backdrop-filter:blur(10px)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:24px}.hero-note{display:flex;gap:10px;align-items:flex-start;max-width:650px;color:#c7d4e7;font-size:12px}.hero-card{background:#fff;color:var(--text);border-radius:18px;padding:23px 23px 21px;box-shadow:var(--shadow-hero);border:1px solid rgba(255,255,255,.4);align-self:end;margin-bottom:18px}.hero-card-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:13px}.editor-label{display:inline-flex;align-items:center;border-radius:999px;background:#fff4da;color:#8a570c;font-size:11px;font-weight:800;padding:6px 10px}.hero-logo{height:38px;width:auto;-o-object-fit:contain;object-fit:contain;margin-bottom:8px}.hero-card h3{font-size:23px;margin-bottom:8px}.hero-card p{font-size:14px;margin-bottom:15px;color:#52637b}.mini-list{display:grid;gap:9px;margin:0 0 18px;padding:0;list-style:none;font-size:13px;color:#243b5d}.mini-list li{display:flex;align-items:flex-start;gap:8px}.check{color:var(--green);font-weight:900}.risk{color:var(--red);font-weight:900}.trust-strip{position:relative;z-index:2;margin-top:-31px}.trust-card{background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow-card);display:grid;grid-template-columns:repeat(4,1fr);overflow:hidden}.trust-item{padding:16px 18px;display:flex;gap:12px;align-items:center;border-right:1px solid var(--border);font-size:13px;font-weight:700;color:#213856}.trust-item:last-child{border-right:0}.trust-item .icon{color:var(--blue);width:20px;height:20px}.section-head{text-align:center;max-width:720px;margin:0 auto 22px}.section-head p{font-size:14px;margin-bottom:0}.priorities{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}.priority-card{background:#fff;border:1px solid var(--border);border-radius:12px;min-height:126px;padding:20px 12px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:13px;box-shadow:var(--shadow-sm);transition:.2s ease}.priority-card:hover{border-color:#bed1ea;box-shadow:0 10px 22px #0f214214;transform:translateY(-2px)}.priority-card .icon{width:32px;height:32px;color:#0d2b57}.priority-card b{font-size:13px;line-height:1.25;color:#162d50}.match{background:#fff}.broker-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.broker-card{background:#fff;border:1px solid var(--soft-border);border-radius:12px;padding:24px 24px 20px;box-shadow:var(--shadow-sm);position:relative;overflow:hidden;display:flex;flex-direction:column}.broker-card:before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--card-accent, var(--blue))}.broker-card.green{--card-accent: var(--green)}.broker-card.red{--card-accent: var(--red)}.broker-header{display:flex;align-items:center;gap:12px;margin-bottom:12px}.broker-header .broker-logo,.broker-header .hero-logo{margin-bottom:0;height:32px}.broker-name{font-size:18px;font-weight:700;color:#0d2b57}.broker-logo{height:40px;width:auto;max-width:200px;-o-object-fit:contain;object-fit:contain;-o-object-position:left;object-position:left;margin-bottom:12px}.fit-pill{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:7px 13px;font-size:12px;font-weight:800;margin-bottom:14px;background:var(--pill-bg);color:var(--pill-color);border:1px solid var(--pill-border);align-self:flex-start}.broker-card.green .fit-pill{--pill-bg: var(--green-soft);--pill-color: #177a3b;--pill-border: #bde8cd}.broker-card.red .fit-pill{--pill-bg: var(--red-soft);--pill-color: var(--red);--pill-border: #ffc8d0}.broker-card.blue .fit-pill{--pill-bg: var(--blue-soft);--pill-color: var(--blue);--pill-border: #bfd7ff}.broker-card .mini-list{min-height:116px}.broker-card .btn{margin-top:auto;min-height:42px;padding:12px 16px}.broker-card .btn.btn-green{background:var(--green);color:#fff;border-color:var(--green)}.broker-card .btn.btn-red{background:var(--red);color:#fff;border-color:var(--red)}.broker-card .btn.btn-blue{background:var(--blue);color:#fff;border-color:var(--blue)}.broker-card .btn.btn-green:hover{background:#11843b;border-color:#11843b}.broker-card .btn.btn-red:hover{background:#b91c2f;border-color:#b91c2f}.broker-card .btn.btn-blue:hover{background:#1d4ed8;border-color:#1d4ed8}.risk-note{margin:14px auto 0;max-width:1010px;background:linear-gradient(90deg,#faf2e5,#fff);border-radius:10px;padding:12px 18px;display:flex;justify-content:center;align-items:center;gap:9px;color:#30435f;font-size:13px;font-weight:700;box-shadow:0 8px 22px #92622514}.method{background:linear-gradient(180deg,#fff,#fafcff)}.method-icons{display:grid;grid-template-columns:repeat(9,1fr);gap:12px;margin:26px 0 18px}.method-item{text-align:center;color:#173253;font-size:12px;font-weight:700}.method-item .method-icon{width:42px;height:42px;border-radius:14px;border:1px solid var(--border);display:grid;place-items:center;margin:0 auto 8px;background:#fff;box-shadow:var(--shadow-sm);color:#0d2b57}.method-copy{text-align:center;font-size:14px;color:#4d5f78;margin-bottom:0}.table-wrap{background:#fff;border:1px solid var(--border);border-radius:10px;overflow:hidden;box-shadow:var(--shadow-sm)}table{width:100%;border-collapse:collapse;font-size:14px}th{background:var(--navy);color:#fff;text-align:left;padding:13px 16px;font-weight:800;border-right:1px solid rgba(255,255,255,.14)}td{padding:13px 16px;border-bottom:1px solid var(--border);border-right:1px solid var(--border);vertical-align:top;color:#223856}td:first-child{font-weight:800;color:#142c52;background:#fbfcfe}tr:last-child td{border-bottom:0}.risk-text{color:var(--red)}.table-note{text-align:center;margin:15px 0 0;font-size:13px;color:#64748b}.checklists{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.check-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:18px 19px;box-shadow:var(--shadow-sm);position:relative}.check-card.green{border-color:#a9e0bc}.check-card.red{border-color:#ffc3cb}.check-card.blue{border-color:#afcfff}.check-card h3{font-family:Inter,sans-serif;font-size:16px}.check-card.green h3{color:var(--green)}.check-card.red h3{color:var(--red)}.check-card.blue h3{color:var(--blue)}.check-card .mini-list{padding-right:40px}.check-card.red .check{color:var(--red)}.check-card.blue .check{color:var(--blue)}.status-dot{position:absolute;right:18px;bottom:18px;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;color:#fff}.green .status-dot{background:var(--green)}.red .status-dot{background:var(--red)}.blue .status-dot{background:var(--blue)}.quick-row{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;max-width:850px;margin:0 auto 26px}.quick-item{display:flex;gap:13px;align-items:center}.quick-icon{width:54px;height:54px;border-radius:50%;background:#fbfdff;border:1px solid var(--border);display:grid;place-items:center;color:#0d2b57;box-shadow:var(--shadow-sm)}.quick-item b{display:block;font-size:14px;margin-bottom:2px}.quick-item span{font-size:12px;color:#64748b}.cta-brokers .broker-card{text-align:center}.cta-brokers .broker-header{justify-content:center}.cta-brokers .broker-logo{-o-object-position:center;object-position:center}.cta-brokers .fit-pill{margin-left:auto;margin-right:auto;align-self:center}.cta-brokers .broker-card:before{display:none}.cta-brokers .broker-card p{font-size:14px;min-height:60px;color:#233a5a}.cta-brokers .broker-card small{display:block;margin-top:12px;color:#64748b;font-weight:600;line-height:1.35}.faq{max-width:1100px;margin:0 auto}.faq-item{border:1px solid var(--border);border-radius:8px;background:#fff;margin-bottom:8px;overflow:hidden}.faq-button{width:100%;display:flex;justify-content:space-between;align-items:center;text-align:left;background:#fff;border:0;padding:17px 20px;font-weight:800;color:#172d50;cursor:pointer}.faq-content{display:none;padding:0 20px 18px;color:#64748b;font-size:14px}.faq-item.open .faq-content{display:block}.faq-item.open .chev{transform:rotate(180deg)}.chev{transition:.2s ease}.final-cta{background:var(--navy);color:#fff;padding:0}.final-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:36px 0;border-bottom:1px solid rgba(255,255,255,.15)}.medal{width:76px;height:76px;border-radius:50%;border:2px dashed rgba(245,176,65,.68);display:grid;place-items:center;color:var(--gold);flex:none}.final-copy{display:flex;align-items:center;gap:22px}.final-copy h2{text-align:left;color:#fff;margin-bottom:5px}.final-copy p{color:#c7d4e7;margin:0;max-width:530px}.final-actions{display:flex;gap:14px;flex-wrap:wrap}.footer{background:var(--navy);color:#fff;padding:30px 0 28px}.footer-grid{display:grid;grid-template-columns:1.35fr 1.3fr .9fr;gap:40px;padding-bottom:28px;border-bottom:1px solid rgba(255,255,255,.15)}.footer h3{color:#fff;font-size:15px;margin-bottom:11px}.footer p,.footer a{color:#c7d4e7;font-size:13px;line-height:1.65}.footer a{display:block;margin:5px 0}.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:21px;color:#c7d4e7;font-size:13px}.footer-social{display:flex;gap:14px;align-items:center}.sa-tag{display:flex;align-items:center;gap:8px}@media(max-width:1020px){.nav{display:none}.hero-grid{grid-template-columns:1fr;gap:28px}.hero-card{max-width:430px;margin:0}.trust-card,.broker-grid,.checklists{grid-template-columns:1fr 1fr}.priorities,.method-icons{grid-template-columns:repeat(3,1fr)}.quick-row{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.final-inner,.final-copy{align-items:flex-start;flex-direction:column}}@media(max-width:680px){.container{padding:0 16px}.header-inner{height:64px}.hero{min-height:auto}.hero:before{background-position:62% center}.hero-grid{min-height:auto;padding:34px 16px 64px}.hero-actions,.final-actions{flex-direction:column}.hero-actions .btn,.final-actions .btn{width:100%}.trust-card,.broker-grid,.checklists,.priorities{grid-template-columns:1fr}.trust-strip{margin-top:-20px}.trust-item{border-right:0;border-bottom:1px solid var(--border)}.trust-item:last-child{border-bottom:0}.method-icons{grid-template-columns:repeat(2,1fr)}.table-wrap{overflow-x:auto}table{min-width:760px}.footer-grid{grid-template-columns:1fr}.footer-bottom{gap:15px;align-items:flex-start;flex-direction:column}.locale{display:none}}@media(max-width:680px){.container{padding:0 18px}.header-inner{height:58px}.brand{font-size:13px;gap:8px}.brand-mark{width:30px;height:30px;border-radius:10px}.locale{display:none}.hero{min-height:auto}.hero:before{background-position:68% center;transform:none;background-image:linear-gradient(90deg,#081d3afa,#081d3ae6,#081d3a75),var(--hero-bg, none)}.hero:after{height:48px}.hero-grid{display:block;min-height:auto;padding:28px 18px 36px}.hero-copy{max-width:100%}.eyebrow{font-size:11px;margin-bottom:12px}.hero h1{font-size:clamp(28px,8vw,34px);line-height:1.06;max-width:100%;margin-bottom:14px}.hero-lead{font-size:15px;line-height:1.45;margin-bottom:18px}.badge-row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-bottom:18px}.badge{width:100%;min-height:44px;justify-content:flex-start;font-size:11px;line-height:1.2;padding:8px 10px;border-radius:999px}.badge .icon{width:19px;height:19px}.hero-actions{display:grid;grid-template-columns:1fr;gap:10px;margin-bottom:12px}.hero-actions .btn{width:100%}.hero-note{font-size:11px;line-height:1.35}.hero-card{display:none}.trust-strip{margin-top:0}.trust-card{display:none}.section{padding:28px 0}.section-tight{padding:22px 0}.priorities{grid-template-columns:1fr!important;gap:10px;width:100%;max-width:none;margin-left:0;margin-right:0}.priority-card{width:100%;box-sizing:border-box;min-height:74px;padding:10px 14px;gap:7px}.priority-card .icon{width:24px;height:24px}.priority-card b{display:block;width:100%;font-size:12px;line-height:1.25;text-align:center;text-wrap:balance}.priority-card b br{display:none}.method-icons{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:10px;margin:20px 0 16px}.method-item{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:108px;padding:12px 8px;border:1px solid var(--border);border-radius:14px;background:#fff;box-shadow:var(--shadow-sm);font-size:12px;line-height:1.25}.method-item .method-icon{width:40px;height:40px;border-radius:13px;margin:0 0 8px;box-shadow:none;background:#fafcff}.method-icons .method-item:last-child{grid-column:1/-1;justify-self:stretch;width:100%;min-height:52px;flex-direction:row;justify-content:center;align-items:center;gap:8px;padding:10px 16px;background:#f8fafc}.method-icons .method-item:last-child .method-icon{margin:0;width:34px;height:34px;flex:none}.method-icons .method-item:last-child .method-label{display:block;flex:0 0 auto;text-align:left;font-size:12px;line-height:1.2;white-space:normal;text-wrap:balance}.method-icons .method-item:last-child .method-label br{display:none}.method-icons{max-width:420px;margin-left:auto;margin-right:auto}.priorities{gap:10px;margin-left:0;margin-right:0;width:100%;max-width:none}.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}.table-wrap table{min-width:760px}.final-cta .container,.footer .container{padding-left:22px;padding-right:22px}.final-inner{display:block;padding:34px 0 28px}.final-copy{display:block}.medal{display:none}.final-copy h2{text-align:left;font-size:clamp(28px,8vw,34px);margin-bottom:10px}.final-copy p{font-size:16px;line-height:1.45;margin-bottom:22px}.final-actions{display:grid;grid-template-columns:1fr;gap:12px;width:100%}.final-actions .btn{width:100%}.footer{padding:0 0 24px}.footer-grid{grid-template-columns:1fr!important;gap:22px;padding:26px 0 24px}.footer h3{font-size:16px}.footer p,.footer a{font-size:14px}.footer-bottom{flex-direction:column;align-items:flex-start;gap:14px;padding-top:20px}}@media(max-width:380px){.badge-row{grid-template-columns:1fr}.priorities{grid-template-columns:1fr!important;max-width:none}.priority-card{min-height:74px;padding:10px 14px}.priority-card b{font-size:12px;line-height:1.25}.method-icons{max-width:none}.method-icons .method-item:last-child{width:100%}}@media(max-width:680px){.priorities{grid-template-columns:1fr!important;width:100%!important;max-width:none!important;margin-left:0!important;margin-right:0!important}.priority-card{width:100%!important;min-height:74px!important;padding:10px 14px!important;gap:7px!important}.priority-card .icon{width:24px!important;height:24px!important}.method-icons .method-item:last-child{justify-self:stretch!important;width:100%!important;min-height:52px!important;flex-direction:row!important;gap:8px!important;padding:10px 16px!important}.method-icons .method-item:last-child .method-icon{margin:0!important;width:32px!important;height:32px!important}.method-icons .method-item:last-child .method-label{white-space:normal!important}}